albertoantonio

Structured Finance And Portfolio Alignment

My name is Alberto Pinana, and I am a dedicated banking analyst with over four years of experience in syndicated loans and ESG portfolio alignment. My journey has been driven by a passion for finance, data science, and international collaboration.

I hold a master’s degree in finance and data science from EAE Business School and a Business Administration degree from Carlos III University of Madrid, which included an enriching year abroad in Nagoya, Japan. This international exposure has strengthened my ability to work in diverse teams and adapt to global financial landscapes.

At Banco Santander, I have successfully managed a portfolio of over 50 syndicated loans, ensured compliance with ECA agreements, and led the implementation of an in-house tool to assess GHG emissions for project finance. My expertise spans financial analysis, ESG reporting, and leveraging tools like Excel, SAP, and Murex.

Beyond my technical skills, I thrive in collaborative environments. I strongly believe in teamwork and efficiency, always striving to create value and drive meaningful impact.

If you’re looking for a dynamic, results-driven professional with a passion for finance and sustainability, I would love to connect. Thank you for your time, and I look forward to the opportunity to contribute to your team.


Experience: 4 years

Yearly salary: $56,000

Hourly rate: $230

Nationality: 🇪🇸 Spain

Residency: 🇪🇸 Spain


Experience

Consultant - ESG Portfolio Alignment
Banco Santander S.A.
2023 - 2025
Assessed Banco Santander’s project finance portfolio on its path to net-zero greenhouse gas emissions by 2050. Defined project perimeter for green bonds and conventional energy. Calculated gearing ratios, attribution factors, emissions, and avoided emissions. Prepared emissions reports aligned with internal and external audits. Assisted IT teams in developing a data-gathering tool to automate reporting. Trained middle office teams globally on the tool’s implementation.
Analyst - Middle Office Export & Agency Finance GTB
Banco Santander S.A.
2021 - 2023
Managed a portfolio of 50+ syndicated loans (buyer’s credit, supplier’s credit, working capital, untied loans with ECA cover). Ensured compliance with operational clauses and ECA agreements during structuring. Conducted follow-ups on conditions precedent, covenants, and waiver requests. Successfully managed ECA indemnification processes and served as an agent bank for ECA-covered tranches. Handled a portfolio of 45+ guarantees (extensions, increments, reductions, and claims).
Derivatives Accounting - London Branch
Banco Santander S.A.
2020 - 2021
Conducted bi-weekly inventories of six derivative products. Identified and analysed daily discrepancies between financial and accounting data. Reported 20+ technical issues per month and assisted in reconciliations. Monitored and reported daily foreign exchange positions.
Complaint Officer
Philips Iberica S.A.U.
2018 - 2019
Processed daily purchase orders via SAP, resolving over/under-deliveries and product damages. Acted as the liaison between internal teams and delivery companies. Led a standardization project using Plan-Do-Check-Act methodology to improve incidence processing. Managed the Sonicare oral healthcare account, overseeing both orders and complaints.

Skills

communication
english
finance
analyst
english
spanish