anggaraltius

• Spearheaded fundraising initiatives by securing investors and financial partners to support company growth. • Streamlined business processes and improved operational efficiency in logistics and transportation. • Oversaw regulatory compliance by coordinating and resolving licensing requirements. • Supervised ERP system development and implementation (including coding and workflow improvements) to drive digital transformation.

Generate leads for SME financing that includes qualifying leads, retaining and existing relationships, and following up inquiries from potential SME leads. Identify borrower’s needs, which may create unique, innovative, and high-value customer solutions. Present and pitch products to potential customers and negotiate the terms and conditions. Undertake and log comprehensive fact finds with both existing and new clients, establishing the key specific business needs, benefits sought, and any potential barriers to sale. Take an active involvement and assist in the preparation of any major project and partnership tender as required.

• Delivered and maintained asset recovery targets in line with management directives. • Managed and monitored the performance of field recovery agents. • Reported and presented progress updates to senior management. • Improved collection effectiveness by optimizing field strategies.

Developing and implementing strategic plans for the company aligning them with the overall mission and objectives. Building and maintaining relationships with healthcare providers, payers, regulatory agencies, and other stakeholders in the healthcare industry to support the company goals and objectives. Manage the allocation of healthcare resources, including budget oversight, staffing, and equipment, to optimize operations. Foster collaboration and partnerships with other healthcare providers, specialists, hospitals, and healthcare organizations to enhance patient care and referral networks.

Approach new potential Sharia Issuer (preferably Small and Medium Enterprise). Screening and analysis of Sharia credit proposals. Provide credit recommendations to the Credit Committee. Sharia-based project financing. Maintain existing Issuer by providing best services.

Arrange business meetings and cooperate with other divisions to meet customer/market needs. Analysing commercial data such as budgets, sales results, and forecasts. Estimating costs and identifying business savings. Analysing company accounts, profit and loss sheets, and cash flow information. Seek funds and prepare business-related forecasts for investors and banks. Develop and provide support related to SaaS for corporate transactions, accounting records, supply chain and inventory, banking records, and analytic database.

Grant and approach new potential borrower (preferably SME/Corporate level). Render all assistance regarding Borrower’s Documents related to credit applications. Pre-Screening and analyze credit proposal. Liaise with credit administration and other departments. Provide credit recommendation to the Credit Committee. Maintain existing Borrower by providing best services.

Engage in business development activities and solicitation of new business. Interview prospective applicants and requests specified information related to loan or credit application. Perform prequalification assessment and analysis of financial condition and risk of financing. Gather and analyze all information necessary to present a financing request to Senior Management or Loan Committee for approval. Attempts to ensure that individual loans are risk rated correctly when reviewing loans for loan committee submission. Establish, and negotiate where necessary, the terms under which credit will be extended, including the costs, repayment method, terms and collateral. Monitor and manage loan repayment activities of own portfolio.

Open and maintain customer accounts by recording account information. Resolve product or service problems by clarifying the customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution. Maintain financial accounts by processing customer adjustments. Recommend potential products or services to management by collecting customer information and analyzing customer needs.

Maintain availability stock in 1 department. Maintain Stock in Storage and arrange place to any items. Make some promotion for stock aging. Increase sales with promotion area (Top Gondola).