anggaraltius

Twitter

Instagram

I have over a decade of diverse experience across business development, relationship management, and data analysis, primarily in the financial services and fintech industries. My background includes roles as a Business Development Manager at PT. Ethis Fintek Indonesia, where I specialized in sharia-based financing and SME partnerships, and as a Relationship Manager at PT. Bank Rakyat Indonesia, Tbk, where I managed loan portfolios, performed credit analysis, and maintained client relationships. Additionally, I co-founded PT. Stera Artha Mandiri, which operates in the healthcare sector, showcasing my entrepreneurial mindset and strategic planning skills.

I also bring hands-on expertise in data analytics and Python, backed by certifications like Google Data Analytics. Combined with my enthusiasm for forex trading, crypto, and financial modeling, I thrive in data-driven, innovative environments.

I am currently looking for a role that leverages my skills in business development, data analysis, and relationship management, ideally within the fintech, investment, or data-driven technology sectors. I am passionate about solving complex problems, driving growth, and contributing to impactful projects.

Experience: 8 years

Yearly salary: $46,000

Hourly rate: $20

Nationality: 🇮🇩 Indonesia

Residency: 🇮🇩 Indonesia

Experience

Relationship Manager - Funding Societies

Modalku

2024 - 2024

Generate leads for SME financing that includes qualifying leads, retaining and existing relationships, and following up inquiries from potential SME leads. Identify borrower’s needs, which may create unique, innovative, and high-value customer solutions. Present and pitch products to potential customers and negotiate the terms and conditions. Undertake and log comprehensive fact finds with both existing and new clients, establishing the key specific business needs, benefits sought, and any potential barriers to sale. Take an active involvement and assist in the preparation of any major project and partnership tender as required.

Co-founder and Commissioner

PT. Stera Artha Mandiri

2022 - 2023

Developing and implementing strategic plans for the company aligning them with the overall mission and objectives. Building and maintaining relationships with healthcare providers, payers, regulatory agencies, and other stakeholders in the healthcare industry to support the company goals and objectives. Manage the allocation of healthcare resources, including budget oversight, staffing, and equipment, to optimize operations. Foster collaboration and partnerships with other healthcare providers, specialists, hospitals, and healthcare organizations to enhance patient care and referral networks.

Business Development Manager

PT. Ethis Fintek Indonesia

2022 - 2004

Approach new potential Sharia Issuer (preferably Small and Medium Enterprise). Screening and analysis of Sharia credit proposals. Provide credit recommendations to the Credit Committee. Sharia-based project financing. Maintain existing Issuer by providing best services.

Business Development

PT. Genta Buana Astadeca

2021 - 2022

Arrange business meetings and cooperate with other divisions to meet customer/market needs. Analysing commercial data such as budgets, sales results, and forecasts. Estimating costs and identifying business savings. Analysing company accounts, profit and loss sheets, and cash flow information. Seek funds and prepare business-related forecasts for investors and banks. Develop and provide support related to SaaS for corporate transactions, accounting records, supply chain and inventory, banking records, and analytic database.

Relationship Manager

PT. Akseleran Keuangan Inklusif Indonesia

2020 - 2021

Grant and approach new potential borrower (preferably SME/Corporate level). Render all assistance regarding Borrower’s Documents related to credit applications. Pre-Screening and analyze credit proposal. Liaise with credit administration and other departments. Provide credit recommendation to the Credit Committee. Maintain existing Borrower by providing best services.

Relationship Manager

PT. Bank Rakyat Indonesia, Tbk

2015 - 2020

Engage in business development activities and solicitation of new business. Interview prospective applicants and requests specified information related to loan or credit application. Perform prequalification assessment and analysis of financial condition and risk of financing. Gather and analyze all information necessary to present a financing request to Senior Management or Loan Committee for approval. Attempts to ensure that individual loans are risk rated correctly when reviewing loans for loan committee submission. Establish, and negotiate where necessary, the terms under which credit will be extended, including the costs, repayment method, terms and collateral. Monitor and manage loan repayment activities of own portfolio.

Customer Service

PT. Bank Rakyat Indonesia, Tbk

2014 - 2015

Open and maintain customer accounts by recording account information. Resolve product or service problems by clarifying the customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution. Maintain financial accounts by processing customer adjustments. Recommend potential products or services to management by collecting customer information and analyzing customer needs.

Fast Track Development Program

PT. Carrefour Indonesia

2012 - 2013

Maintain availability stock in 1 department. Maintain Stock in Storage and arrange place to any items. Make some promotion for stock aging. Increase sales with promotion area (Top Gondola).

Skills

business-development

fintech

trader

sales

english

indonesian

Create Profile Hire Sales Representatives