barreiroenrique

I build regulated, AI-enabled, and enterprise products that help financial-services teams make faster,
safer decisions.

I currently lead product management for Comet at Capital One Commercial Finance, owning vision,
strategy, roadmap, controls, and end-to-end outcomes across underwriting, portfolio management, Risk,
Accounting, and Special Assets. I lead a cross-functional product squad and partner with senior leaders
across Business, Technology, Risk, Audit, Finance, and Operations.

Across Capital One, AXA, BBVA, fintech, and consulting, I have led teams of up to 20 and delivered $10M
in annual savings, 50% faster time-to-market, 35% lower costs, and a 31% reduction in fraud. My
experience spans AI/ML products, credit risk, fraud, enterprise platforms, internal products, data,
controls, and digital transformation across the Americas, Europe, Asia, and Africa.

I am strongest where product strategy, technical complexity, regulation, and organizational ambiguity
intersect: defining a clear product direction, translating complex policies and user needs into
scalable capabilities, aligning engineering and business teams, and driving measurable outcomes.