divya

Worked across transaction monitoring, payment risk, and blockchain operations, investigating anomalies, tracing fund movements, and supporting compliance and fraud prevention workflows. 🔵 Transaction Monitoring & Investigation Analyzed transaction data across internal dashboards (SwiftX, Partner, MPC Vault) to investigate delays, mismatches, and unusual behaviour Investigated deposit and payout issues by reviewing TXIDs, routing paths, ledger entries, and blockchain confirmations Identified AML red flags, irregular transaction patterns, and operational risks, escalating high-risk cases to Compliance Reviewed unusual blockchain transaction patterns and supported enhanced due diligence (EDD) for high-value or suspicious activity Generated transaction monitoring reports and maintained structured logs for escalation and internal review 🟢 Crypto Operations & Wallet Activity Monitored crypto deposits and withdrawals across multiple blockchain networks using internal dashboards and wallet systems Verified transaction confirmations using blockchain explorers (Etherscan, Tronscan, BTC Explorer) Reviewed TXIDs, network confirmations, and fee behaviour to ensure accurate settlement Investigated delayed, stuck, and failed transactions, coordinating with technical and treasury teams for resolution Tracked network congestion, fee variations, and confirmation delays during peak activity 🟡 Reconciliation, Reporting & Controls Performed daily reconciliation of wallet balances across blockchain records, exchange accounts, and internal ledgers Maintained transaction logs for deposits, withdrawals, and internal transfers Prepared FINTRAC MSB threshold logs and supported regulatory reporting requirements Supported audit readiness through structured documentation, reporting, and evidence tracking 🟠 Treasury & Fund Flow Monitoring Supported liquidity management by tracking fund balances and payout requirements across wallets, exchanges, and partners Monitored client money movements and payout flows, ensuring operational accuracy and compliance 🔴 KYB, Onboarding & Compliance Conducted KYB onboarding for corporate clients, reviewing UBO structures, licensing, sanctions results, and AML documentation Verified onboarding documentation including W-8BEN, Wolfsberg, and regulatory declarations Managed onboarding workflows and compliance trackers to ensure audit-ready documentation ⚫ Client Handling & Coordination Communicated with clients on transaction status, requesting supporting documents and providing clear updates Managed transaction-related queries via Freshdesk and internal systems Coordinated with Compliance, Legal, Finance, Product, and Operations teams to resolve issues and improve workflows

Worked across crypto transaction operations, reconciliation, and risk monitoring, supporting fund flow tracking, anomaly detection, and compliance processes across multi-entity environments. 🔴 Finance Ownership Managed end-to-end financial operations across fiat and cryptocurrency environments, including treasury, AP/AR, payroll, and general ledger across multiple entities Handled VAT (UAE) preparation and filings, ensuring accurate reporting and compliance with regulatory requirements Maintained full ownership of financial reporting, reconciliation, and audit readiness processes 🔵 Transaction & Risk (connect to Web3) Investigated mismatches, delays, and abnormal transaction patterns across crypto and fiat payment flows Traced transaction issues end-to-end across wallets, exchanges, and banking systems Identified anomalies and supported escalation of risk-related cases to compliance teams 🟢 Reconciliation & Control Performed daily reconciliation across bank accounts, crypto wallets, exchanges, and payment channels Identified discrepancies early and took ownership of root cause analysis and resolution 🟡 Treasury & Fund Flow Managed liquidity movements and internal fund transfers across wallets, exchanges, and banking systems Monitored multi-currency positions and ensured accurate fund flow tracking 🔴 Compliance & KYB Conducted KYB onboarding and AML checks for corporate clients across multiple jurisdictions Ensured compliance with regulatory requirements through documentation review and ongoing monitoring

Handled end-to-end investment, treasury, and financial operations across multi-entity and offshore structures, with direct involvement in trading, fund flow monitoring, and risk-aware decision-making across global banking and investment platforms. 🔵 Investment & Trading Operations (CORE STRENGTH) Managed investment operations across equities, FX, derivatives, fixed income, and real estate portfolios Actively supported buy/sell decisions, market analysis, and portfolio strategy based on performance and market conditions Executed and monitored trades across platforms including IBKR, MT4/MT5, and global banking systems Managed margin positions, collateral requirements, and derivative exposures across multiple brokers Oversaw portfolio performance, tracking P&L, exposures, leverage, and asset allocation across multiple entities 🟢 Treasury, Fund Flow & Reconciliation Managed end-to-end fund flow tracking across 15+ global banks and multiple offshore structures Performed daily reconciliation of cash, trades, FX positions, and investment holdings across banking and trading platforms Monitored liquidity positions, cash flow forecasting, and fund movements across multi-currency environments Ensured alignment between trading activity, bank balances, and internal records 🟡 Offshore Structures & Multi-Jurisdiction Operations Managed financial operations for offshore entities across UAE, UK, Singapore, India, and European jurisdictions Handled complex KYB onboarding for trusts, foundations, and corporate structures, including UBO verification and documentation Coordinated with global banks, legal teams, and advisors for account setup, compliance, and ongoing KYC refresh cycles Maintained regulatory documentation including trust deeds, corporate filings, and governance records 🟠 Financial Reporting & Control Owned preparation of financial statements, P&L reports, and performance analysis across multiple entities Produced weekly, monthly, and quarterly investment and financial reports for senior management Maintained general ledger, journal entries, and accurate accounting records across multi-entity environments Supported audits by preparing complete documentation and resolving audit queries 🔴 Taxation & Regulatory Compliance Managed multi-jurisdiction tax compliance, including UK corporate tax, India tax, and VAT reporting Prepared and filed Economic Substance Regulation (ESR) reports for offshore entities Ensured compliance with regulatory requirements across different jurisdictions ⚫ Real Estate & Asset Operations (VERY IMPORTANT EDGE) Managed financial and operational aspects of real estate investments, including fund transfers, expense tracking, and reporting Handled property-related transactions, tenancy contracts, Ejari registration, and rental income tracking Prepared P&L reports for property portfolios and managed related payments (legal, maintenance, utilities) 🟤 Risk Awareness & Decision Support Monitored fund flows and identified unusual transaction patterns requiring validation Supported decision-making by analyzing portfolio performance, exposure levels, and financial risk indicators Worked closely with Directors and stakeholders to provide financial insights and operational recommendations