hamdytamam

Senior Credit Risk

Seorang bankir dan spesialis keuangan memiliki kapasitas dan kemampuan dengan latar belakang pengalaman perbankan lebih dari 29 tahun (Bank Exim, Bank Mandiri, State Bank of India, Bank Muamalat Indonesia), bekerja di berbagai segmen dan industri, manajemen cabang, menciptakan struktur pembiayaan korporat, komersial dan UKM, mitigasi risiko, manajemen akun, strategi dan putaran, memiliki motivasi diri, kepemimpinan dan kewirausahaan.


Experience: 11 years

Yearly salary: $26,000

Hourly rate: $30

Nationality: 🇦🇺 Australia

Residency: 🇮🇩 Indonesia


Experience

Head of Corporate Financing Workout Risk (Vice President Level)
Bank Muamalat Indonesia (BMI) Tbk
2015 - 2021
Working with remedial units to ensure that the position of the Bank is properly secured related to collateral, equity, and other assets used by the Borrower as a source of repayment or recovery for the bank, by doing a review, analysis, verification, and strategize account NPLs, through the financing structure by implementing covenants, as a control for the implementation of the restructuring, and ensure repayment of loan principal and collecting margin revenues whenever possible, in order to take steps to reduce credit risk, cost and recovery rate.
Financing Risk Officer (Senior Manager Level)
Bank Muamalat Indonesia (BMI) Tbk
2012 - 2015
Main duties to apply independent function of financing risk assessment and acts as independent financing risk assessor for financing proposal. Each new financing proposal, exposure or addendum is required to pass through the risk assessment process where risk that may arise from Bank's financing is appraised and assessed.
Branch Manager (Executive Officer Level)
State Bank of India (Bank SBI) Indonesia
2011 - 2012
Branch Manager is responsible for managing all functions (KPO with four Sub Branch) and has ultimate responsibility for achievement of all goals, operational activities, and staffing requirements of the assigned branch. Ensures quality levels of customer service, development and training of staff, and promotion of a positive bank image within the community.
Senior Relationship Manager (Senior Manager)
PT. Bank Mandiri (Persero) Tbk
2010 - 2011
Conducting marketing of commercial banking products such as credit, funds and trade services that target growth and credit quality for commercial products under management can be achieved and making a comprehensive note of the credit analysis and other proposals.
Professional Staff (Senior Manager Level)
PT. Bank Mandiri (Persero) Tbk
2010 - 2010
Main Job as Client Service Transaction (CST) for Kontraktor Kontrak Kerjasama Migas (K3S) and corporate client with premium segment.
Relationship Manager (Senior Manager Level)
PT. Bank Mandiri (Persero) Tbk
2010 - 2010
Conducting marketing of commercial banking products such as credit, funds and trade services that target growth and credit quality for commercial products under management can be achieved.
Relationship Manager-Transactional Banking (Manager Level)
PT. Bank Mandiri (Persero) Tbk
2010 - 2010
Achieving targets and funding business Transaction Banking Bank Mandiri, which covers both Commercial segment for the achievement of fee-based income, the addition of transactions & customer product holding and funding.
Relationship Manager (Manager Level)
PT. Bank Mandiri (Persero) Tbk
2008 - 2009
Maintain accounts assigned by the Commercial Banking Unit Head. Develop new business with existing and potential clients.
Professional Staff Performance & Monitoring (Manager Level)
PT. Bank Mandiri (Persero) Tbk
2005 - 2008
Handle Performance & Monitoring and provide reports as required by business unit head or other requests from the Head Office associated with.
Accounting and Verificator (Assistance Manager Level)
PT. Bank Mandiri (Persero) Tbk
2003 - 2004
Handling accounting matters in sub branch, Assure transaction verification are complying with existing SOM.
Customer Service Representative
PT. Bank Mandiri (Persero)
2003 - 2003
Main function as branch servicing for conducting marketing of banking funding products.
Assistant Retail Officer
PT. Bank Mandiri (Persero)
1999 - 2002
Main function as SME Credit Analyst and Credit Administration.
Credit Staff
PT. Bank Ekspor Impor Indonesia (Persero)
1997 - 1999
Main function as SME Cash & Non Cash Credit Administration, Credit Analyst, Collateral Verification.
Credit Admin staff
PT. Bank Ekspor Impor Indonesia (Persero)
1995 - 1997
Handling general credit administration and BI Reporting for the main branch.

Skills

cfo
co-founder
compliance
consulting
economy-designer
finance
fintech
office manager
strategy
telecommuting
business-development
english
arabic
indonesian
javanese
malaysian