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• Conducted comprehensive Due Diligence (CDD) and Enhanced Due Diligence (EDD) analyses for corporate clients, ranging from micro-enterprises to large listed companies, ensuring accurate risk assessment and regulatory compliance. • Evaluated balance sheets and P&L statements, supporting accurate assessment of credit and operational limits, reducing financial exposure risks. • Rigorously monitored both national and international sanctions lists, including OFAC, ensuring 100% compliance with requirements from the Brazilian Central Bank and global regulatory bodies. • Provided active support during internal and external audits by delivering detailed documentation and technical analysis, contributing to the unqualified approval of compliance and anti-money laundering (AML) processes. • Identified and escalated suspicious transactions for further analysis, strengthening fraud and money laundering prevention efforts and directly impacting operational risk mitigation. • Collaborated effectively with Risk, Fraud Prevention, Legal, and Commercial departments to ensure regulatory adherence, fostering an integrated compliance environment. Tools used: Zoox, Idwall, Lexis Nexis, MetaMap, Sift, Serasa, SCR and others open-source tools.

Conducted comprehensive Know Your Customer (KYC) and due diligence reviews, including Know Your Employee (KYE), Know Your Supplier (KYS), and Know Your Partner (KYP), ensuring full compliance with national regulations and internal policies. • Filed Suspicious Activity Reports (SARs) with the Financial Intelligence Unit (FIU), managing strict record-keeping and documentation processes to support audits and investigations. • Developed, updated, and implemented effective Anti-Money Laundering (AML) policies, procedures, and controls aligned with international best practices. • Prepared and submitted regulatory compliance reports, ensuring timely delivery and adherence to stringent regulatory standards. Used tools: E-guardian, Dow Jones

• Analysis, investigation and monitoring of transactions to detect and prevent fraud • Support internal and external audits • Collaborated with cross-functional teams to mitigate compliance risks and implement corrective measures • Mapping and creation of internal processes for updating prices on the Zé Delivery app • Management of price reports in MS Excel and Sheets from G-Suite

• KYC (Know your customer) and KYB (Know your business) analysis • List of adverse information, sanctions, PEP • Analysis of transaction compatibility with the customer profile • Consult credit bureaus, such as Serasa • Financial transactions and Brazilian Central Bank reports • Identification, analysis, decision-making and communication of situations that may constitute evidence of the occurrence of AML (Anti-Money Laundering)

Mapping of processes and flows to create policies and internal controls. Management of Accounts Payable and Accounts Receivable. Control and analysis of cash flow with emphasis on maintaining SOX controls (Sarbanes-Oxley). Reimbursement control and reconciliation of corporate cards. Support internal and external audit processes. Resource request and accountability. Exchange closing with treasury.