kenmazzio
Senior Risk And Compliance Advisor
Senior Risk and Compliance Advisor with over 25 years of experience across global financial institutions, fintechs, and digital asset platforms. Trusted by boards, CEOs, and regulators to navigate complex regulatory environments, secure licenses, and design scalable governance and risk frameworks across multiple jurisdictions. Combines deep traditional banking experience with hands-on leadership in cryptocurrency exchanges, hedge funds, and digital banking initiatives. Proven track record in aligning innovative financial models with evolving regulatory expectations, particularly in emerging and high-growth markets.
Experience: 11 years
Yearly salary: $120,000
Hourly rate: $50
Nationality: 🇺🇸 United States
Residency: 🇵🇭 Philippines
Experience
Chief Compliance and Risk Officer
DK Limited / DK Bank & ORO Bank Divisions 2023 - 2025
Led regulatory strategy and engagement with the Royal Monetary Authority of Bhutan, successfully securing a digital banking license. Advised on the design and implementation of AML/CTF and enterprise risk frameworks for a newly established digital bank. Supported the development of core banking capabilities, including correspondent banking relationships, SWIFT membership, and global payment network integration (Visa, Mastercard). Played a key role in shaping governance structures and control frameworks for a greenfield financial institution.
Board Advisor / Interim Chief Risk and Compliance Officer
BloomSolutions Inc. / BX8 Foundation 2018 - 2019
Led compliance and risk management initiatives, including AML/CTF program development. Supported successful licensing as a Virtual Currency Service Provider with the Bangko Sentral ng Pilipinas and a PCLG (foundation) in Singapore. Advised on regulatory strategy related to digital asset issuance and cross-border operations. Contributed to positioning the company for eventual acquisition by a major U.S.-based cryptocurrency exchange.
Chief Compliance Officer / Chief Information Security Officer
QUOINE Corporation (Liquid) 2014 - 2018
Played a key role in securing one of the first virtual currency exchange licenses from the Japan Financial Services Agency (FSA). Worked closely with regulators during the formative stages of digital asset regulation in Japan. Designed and implemented institutional-grade compliance, risk, and information security frameworks. Supported international expansion, including regulatory engagement with the Bangko Sentral ng Pilipinas. Oversaw legal, audit, and regulatory relationships across multiple jurisdictions.
Risk and Compliance Advisor to CEO, Southeast Asia
Rabobank International 2012 - 2014
Advised senior leadership on regulatory remediation and compliance strategy across Asia. Led initiatives to address both Monetary Authority of Singapore (MAS) and De Nederlandsche Bank (DNB) findings and strengthen IT and operational risk controls. Delivered large-scale regulatory programs on time and under budget.
Head of Technology Risk, Information Security & IT Compliance
Australia and New Zealand Banking Group (ANZ) 2011 - 2012
Led regulatory engagement and remediation activities following MAS inspections. Provided second-line oversight across information security and technology risk. Implemented enterprise-level data protection and control enhancements.
Director – Head of IT, Change & Third Party Audit
Barclays Bank PLC 2009 - 2010
Led regional audit functions covering technology, change management, and third-party risk. Managed audit teams and regulatory interactions across Asia Pacific.
Director / Vice President – Technology Audit & Information Security
Merrill Lynch (Bank of America Merrill Lynch) 1998 - 2009
Led technology and corporate services audit functions across the region. Served as subject matter expert in information security and privacy. Played a key role in developing and implementing global information security frameworks. Represented the firm as Co-Chair of the Privacy Task Force, American Chamber of Commerce in Japan.
Senior Systems Engineer / Network Engineer
Partners HealthCare System, Inc. 1993 - 1998
Early career roles in systems engineering, infrastructure, and enterprise IT environments. Contributed to large-scale infrastructure and standardization initiatives.
Skills
bitcoin
compliance
crypto
executive
finance
fintech
security
kyc
english