nixzam

Kyc / Aml / Compliance Specialist

Results-driven KYC / AML / Compliance Specialist with over 10 years of experience in client onboarding, sanctions/PEP screening, and AML risk management across global and Islamic banking. Skilled at detecting financial crime risks, enhancing KYC frameworks, and ensuring regulatory compliance with FATF, EU AMLD, and global standards. Strong record of working with high-risk clients, event-driven reviews, and compliance reporting to regulators. Recently expanded skills in Data Science and digital tools, bringing a tech-oriented approach to compliance. Seeking a remote KYC/AML Analyst role in fintech/crypto, contributing to secure and compliant global financial operations.

Experience: 11 years

Yearly salary: $20,000

Hourly rate: $30

Nationality: 🇲🇾 Malaysia

Residency: 🌏 Remote


Experience

Associate Analyst – Client Onboarding (KYC / AML)
Deutsche Bank Malaysia Berhad
2014 - 2016
Executed onboarding due diligence for corporate, high-risk, and PEP clients across Global Transaction Banking, Corporate Banking, and Islamic Banking. Performed sanctions & PEP screenings, adverse media checks, and EDD. Initiated event-driven reviews for clients with negative news, mitigating reputational risk. Consistently exceeded KYC QA performance benchmarks. Developed and delivered KYC/AML training programs, improving compliance awareness.
Vice President – Compliance & Supervision Division / MLRO
Affin Investment Bank Berhad
2007 - 2011
Served as Compliance Officer & MLRO, responsible for AML policies, suspicious transaction reporting, and regulator communications. Built and implemented compliance frameworks aligned with BNM, SC, Bursa Malaysia. Conducted risk assessments, conflict-of-interest monitoring, and market abuse surveillance. Worked with Shariah Committee to ensure Islamic finance product compliance (Al-Murabaha, margin financing). Submitted regulatory reports to SC and Bursa Malaysia.
Senior Executive – Organisation & Methods
AmBank (M) Berhad
2006 - 2007
Conducted process and compliance reviews, enhancing efficiency and internal controls. Supported digital transformation initiatives (SME, retail, e-channels).
Compliance Officer
PM Securities Sdn Berhad
2002 - 2006
Enforced KYC and AML procedures in stockbroking. Conducted compliance audits and AML training.
Internal Auditor (Officer / Executive)
Southern Bank Berhad & JB Securities
1996 - 2002
Conducted risk-based audits in retail banking, stockbroking, and loan operations. Delivered process improvements and stronger controls through audit recommendations.

Skills

data-entry
kyc
english
malaysian