nixzam
Kyc / Aml / Compliance Specialist
Results-driven KYC / AML / Compliance Specialist with over 10 years of experience in client onboarding, sanctions/PEP screening, and AML risk management across global and Islamic banking. Skilled at detecting financial crime risks, enhancing KYC frameworks, and ensuring regulatory compliance with FATF, EU AMLD, and global standards. Strong record of working with high-risk clients, event-driven reviews, and compliance reporting to regulators. Recently expanded skills in Data Science and digital tools, bringing a tech-oriented approach to compliance. Seeking a remote KYC/AML Analyst role in fintech/crypto, contributing to secure and compliant global financial operations.
Experience: 11 years
Yearly salary: $20,000
Hourly rate: $30
Nationality: 🇲🇾 Malaysia
Residency: 🌏 Remote
Experience
Associate Analyst – Client Onboarding (KYC / AML)
Deutsche Bank Malaysia Berhad 2014 - 2016
Executed onboarding due diligence for corporate, high-risk, and PEP clients across Global Transaction Banking, Corporate Banking, and Islamic Banking. Performed sanctions & PEP screenings, adverse media checks, and EDD. Initiated event-driven reviews for clients with negative news, mitigating reputational risk. Consistently exceeded KYC QA performance benchmarks. Developed and delivered KYC/AML training programs, improving compliance awareness.
Vice President – Compliance & Supervision Division / MLRO
Affin Investment Bank Berhad 2007 - 2011
Served as Compliance Officer & MLRO, responsible for AML policies, suspicious transaction reporting, and regulator communications. Built and implemented compliance frameworks aligned with BNM, SC, Bursa Malaysia. Conducted risk assessments, conflict-of-interest monitoring, and market abuse surveillance. Worked with Shariah Committee to ensure Islamic finance product compliance (Al-Murabaha, margin financing). Submitted regulatory reports to SC and Bursa Malaysia.
Senior Executive – Organisation & Methods
AmBank (M) Berhad 2006 - 2007
Conducted process and compliance reviews, enhancing efficiency and internal controls. Supported digital transformation initiatives (SME, retail, e-channels).
Compliance Officer
PM Securities Sdn Berhad 2002 - 2006
Enforced KYC and AML procedures in stockbroking. Conducted compliance audits and AML training.
Internal Auditor (Officer / Executive)
Southern Bank Berhad & JB Securities 1996 - 2002
Conducted risk-based audits in retail banking, stockbroking, and loan operations. Delivered process improvements and stronger controls through audit recommendations.
Skills
data-entry
kyc
english
malaysian