ranyumba

Senior Product Leader In Digital Payments

Senior product leader in digital payments with 11+ years of experience building and scaling payment products across banking, fintech, and payment infrastructure environments. Strong background in card payments, Account-to-Account (A2A), Instant Payments, Open Banking, and alternative payment methods, with hands-on experience across the full product lifecycle—from strategy and roadmap definition to delivery, go-live, and optimisation.


Experience: 8 years

Yearly salary: $140,000

Hourly rate: $150

Nationality: 🇮🇹 Italy

Residency: 🇳🇱 Netherlands


Experience

Domain Product Owner - Alternative Payments
TBC Bank
2024 - 2024
Owned the product strategy and roadmap for A2A and Alternative Payments, aligning with regulatory, scheme, and commercial requirements. Led four cross-functional squads (30 FTE) to deliver Instant Payments-based merchant solutions, covering API design, routing logic, and operational readiness.
Principal Advisor - Payments (Instant Payments / A2A / Certification)
UL Solutions
2023 - 2024
Advised banks, PSPs, and schemes on Instant Payments (ISO20022), A2A acceptance, and API integration testing. Designed testing frameworks, certification models, and onboarding processes for A2A platforms serving national ecosystems.
Principal Advisor and Team Leader
UL Solutions
2022 - 2022
Led onboarding and certification programs for national-scale payment platforms, defining testing frameworks, operational readiness models, and merchant/bank integration workflows.
Test Manager / Payment Consultant – DEAL 2.0 Migration
CurrencVI UL Solutions
2021 - 2022
Led the end-to-end testing and certification framework for the national migration of DEAL to a new platform. Designed the overall test strategy, onboarding model, and production readiness criteria for banks, PSPs, and merchants.
Senior Consultant & People Manager
UL Solutions
2018 - 2022
People manager developed knowledge of the new role and coordinated/lead KPIs and GOALs setting activities for teams and individuals. Managed a team of 6 consultants, juniors and seniors.
Technical Consultant Payments & Technical Delivery
UL Transaction Security
2014 - 2016
Delivered certification, testing, and integration support for global payment schemes and Tier-1 clients including Vodafone, First Data, banks, PSPs, and transit operators. Acted as technical consultant and trainer for EMV, card brands, mobile payments, and contactless solutions across Europe, the US, and the Middle East.

Skills

product-lead
project-manager
quality-assurance
product-manager
english
italian