runkang

Acted as an important Line of Defense by performing onboarding (KYC,KYB)and periodic reviews for corporate and institutional clients, including complex ownership structure unraveling and risk rating. Authored 7 Standard Operating Procedures (SOPs) aligned with the MAS Payment Services Act to ensure audit-readiness and high standards of regulatory compliance. Built an internal AI knowledge base and automated high-frequency Alipay compliance review steps in Python, reducing processing time by 5–10 minutes per submission while improving consistency.

Assisted in alert triage and behavioral analysis for retail and corporate portfolios to identify suspicious fund flows and potential money laundering activities. Performed deep-dive due diligence on high-net-worth clients, ensuring rigorous verification of Source of Wealth and Source of Funds in compliance with AML guidelines. Built automated weekly risk dashboards using Excel (Pivot, VLOOKUP), shortening mitigation timelines for exceptions by 5 days through structured tracking.

Performed comprehensive financial due diligence for IPO-bound companies, focusing on ownership transparency and related-party transaction verification. Supported transaction sampling and basic on-chain fund-flow procedures for clients with digital asset exposure, escalating non-compliant inflows. Executed evidence triangulation (Contract-Invoice-Bank Receipt) on large-scale revenue transactions to ensure compliance with financial reporting and regulatory standards.