tozoa

Development and execution of three-year strategic and financial plans, ensuring business sustainability and project profitability. Definition of enterprise strategy integrating technology innovation, market trends, and regulated financial requirements. Direct engagement with C-level executives at major financial institutions, delivering high-value technology solutions. Structuring of technology offerings across core banking platforms, digital channels, automation, and regulatory compliance (CNBV, Banxico). Leadership of multidisciplinary teams across development, architecture, cybersecurity, QA, support, and operations. Design and execution of talent strategies covering attraction, development, succession, and retention.

Founded and led binational operations exporting Mexican products to the US market through retail and wholesale channels. Defined business, commercial, and financial strategy from product selection to market expansion. Designed end-to-end international logistics and ensured regulatory compliance (FDA, USDA). Managed binational financial operations, international payments, and tax compliance.

Led migrations, upgrades, and scaling of core banking and brokerage applications, improving performance and availability. Developed integrated information systems for regulatory and strategic analysis. Automated high-volume account statement generation across banking, brokerage, and insurance. Reengineered critical technology processes for financial and insurance operations. Supported post-merger system integrations ensuring operational continuity and regulatory compliance. Implemented an end-to-end insurance platform on Oracle.

Development and implementation of an end-to-end brokerage system supporting investment funds and capital markets. Automation of valuations, daily reconciliations, and accounting close processes. Implementation of operational controls, margin rules, and anti-money laundering support.

Development and implementation of merchandising systems supporting pricing, promotions, and supplier conditions. Integration with inventory, logistics, and point-of-sale systems. Support for audit processes and operational traceability.