Kyc Expert

Providing AML advisory services as an independent contractor to Bybit (Wechain Fintech). Leading the design and enhancement of AML/CFT frameworks, conducting comprehensive reviews of internal SOPs and workflows, and aligning operational practices with global regulatory expectations. Focus on Travel Rule implementation, advising on technical and procedural requirements for cross-border virtual asset transfers. Reviewing system readiness, refining data handling processes, and recommending practical controls to ensure compliance without compromising user experience. Managing and clearing a high volume of transaction monitoring alerts, identifying procedural gaps, and advising on improvements to onboarding and due diligence standards. Proactive engagement across cross-functional teams, independent execution, and strategic insight into evolving compliance risks in the digital asset space.

Liaise with Regulators and other relevant bodies as main resident point of contact for compliance matters relating to the local office. Support and advise business in fulfilling AML/CFT obligations at country and Group level. Maintain local compliance policies to meet regulatory and Group requirements. Interpret and disseminate regulatory changes to management and staff, adapting procedures and compliance tools accordingly. Manage escalation of material/serious regulatory and compliance issues affecting the business. Maintain compliance registers and content for compliance processes. Undertake periodic compliance monitoring per Group Compliance Monitoring Programme and recommend improvements. Submit ad-hoc and periodic reports to Regulators, Group Compliance, and local management. Deliver periodic training on compliance matters and ensure First Line awareness of obligations. Analyze risk data and monitor output; report to Managing Director and Group Compliance Director.

Liaise with Regulators and other relevant bodies as main resident point of contact for compliance matters relating to the local office. Support and advise business in fulfilling AML/CFT obligations at country and Group level. Maintain local compliance policies to meet regulatory and Group requirements. Interpret and disseminate regulatory changes to management and staff, adapting procedures and compliance tools accordingly. Manage escalation of material/serious regulatory and compliance issues affecting the business. Maintain compliance registers and content for compliance processes. Undertake periodic compliance monitoring per Group Compliance Monitoring Programme and recommend improvements. Submit ad-hoc and periodic reports to Regulators, Group Compliance, and local management. Deliver periodic training on compliance matters and ensure First Line awareness of obligations. Analyze risk data and monitor output; report to Managing Director and Group Compliance Director. Liaise with Regional Compliance Director on material/serious matters from CMP, audits, inspections. Promote culture of compliance and ethics throughout business. Update, implement and test local office Business Continuity Plan per Group standards. Lead compliance and risk initiatives for local office portfolio and engage with compliance support teams.

Maintain effective implementation of KYC and AML procedures within the company. Perform enhanced due diligence to High-risk customers. Ongoing monitoring of customers and transactions to identify suspicious/fraudulent accounts or behaviors. Monitor client onboarding procedures and processes. Conduct periodic AML/compliance audits to identify weaknesses and suggest remedial action. Implement procedures, policies, and controls to ensure regulatory compliance. Carry out risk assessments. Collaborate with relevant parties to ensure compliance with company policies and procedures. Conduct in-house training and mentor new joiners. Maintain compliance records/registers/logs/correspondence. Perform other assigned compliance tasks.

Responsible for governance, risk and controls across the business. Manage oversight of risk and promote culture of good compliance and risk awareness. Ensure regulatory and company/group requirements are met with suitable evidence. Respond to management consultations to draft control plans and understand implementation issues. Participate in reporting control plans and outcomes to management, committees, and international office. Conduct analysis of KYC for newly onboarded clients ensuring legal and ethical compliance. Screen individuals and entities for high-risk activities impacting banking relationships and issue reports. Ensure changes to policies, procedures, projects and regulations are embedded and tested. Provide testing reports and action plans to remediate gaps promptly. Act as central point of reference for control related queries. Review and maintain controls, monitor effectiveness and enhance as necessary. Support local teams on risk, audit and incident management activities. Embed risk awareness into business as part of BAU decision making and ensure exposure aligns with risk appetite.

Manage Underwriting team responsible for vetting and sanctioning loans and credit card applications. Control and monitor team output to ensure credit applications processed per policy. Analyze and sanction credit portfolios outside team mandate limit. Ensure timely data for management reports. Communicate with direct reports to ensure policy acceptance, provide guidance, counseling and coaching. Liaise with other departments for document perfection. Maintain control to ensure GREEN audit from internal and external auditors. Maintain detailed knowledge of retail credit products and Barclay’s other products.

Act as intermediary between lending institution and borrowers to help qualified applicants acquire loans timely. Process applications providing innovative and affordable housing finance solutions to low-and middle-income families. Ensure compliance with legal requirements for relevant documents. Assess customer needs and provide integrated solutions for home improvements or purchase/construction of houses. Evaluate creditworthiness by processing loan applications and documentation within limits. Interview applicants to determine financial eligibility and feasibility of loans. Determine applicant meets requirements and setup debt payment plans. Communicate with clients to request or provide information. Justify decisions (approvals/rejections) and report on them. Complete loan agreements and counsel clients on policies and restrictions. Maintain knowledge on loan products and services to advise and inform clients. Maintain and update relevant records. Develop referral networks; suggest alternate channels and cross-sell products and services. Build trust relationships, customer loyalty and satisfaction throughout funding process.