Kyc Expert

Conduct Enhanced Due Diligence (EDD) for high-risk clients, performing detailed Source of Wealth (SoW) and Source of Funds (SoF) assessments to support compliant onboarding decisions. Execute sanctions, PEP, and adverse media screening using Refinitiv World-Check, identifying risk indicators and reducing false-positive escalations. Manage complex AML investigations through Salesforce and Atlas, ensuring documentation accuracy and audit readiness. Prepare detailed risk assessment reports and provide recommendations to stakeholders on customer onboarding and compliance decisions. Handle Request for Information (RFI) processes to validate beneficial ownership structures and mitigate AML compliance risks.

Investigated fraud alerts, ACH transactions, ATM disputes, and account anomalies, ensuring timely fraud prevention measures. Conducted customer verification and fraud risk reviews using LexisNexis, Onfido, and Unit21 to identify suspicious activities. Prepared Suspicious Activity Reports (SARs) and maintained compliance with anti-fraud and AML regulatory requirements. Managed high-volume fraud queues while consistently achieving KPI and SLA targets in fast-paced operational environments. Supported fraud mitigation initiatives by analyzing behavioral trends and escalating high-risk cases for further investigation.

Performed AML transaction monitoring and investigated suspicious alerts to identify money laundering risks and compliance breaches. Reviewed financial statements, KYC records, and customer profiles to assess risk exposure and ensure regulatory compliance. Applied BSA and USA PATRIOT Act requirements during investigations to support AML policy adherence. Prepared compliance findings and escalated suspicious activities for SAR filing in coordination with internal stakeholders. Maintained detailed investigation records in case management systems to support audit and regulatory reporting requirements.