StablR is hiring a

Web3 Risk Officer & MLRO

Do you want to join StablR’s mission to enable an open and unified payment infrastructure to realize easy, transparent, and safe access to financial operations for anyone, anywhere, anytime?! And are you located in Malta? Then read on!

About StablR

With its StablR Euro (EURR) and StablR USD (USDR), fully euro- & US-dollar backed stablecoins, StablR will transform the stablecoin market by establishing a fresh benchmark for stability and trustworthiness. StablR ensures regulatory compliance while prioritizing custodial safety and transparency through innovative blockchain technology. As an E-Money Institute (EMI) regulated at the Malta Financial Services Authority, StablR is able to issue regulatory compliant E-Money Tokens. Our innovative solutions contribute to a secure and efficient financial ecosystem, thereby distinguishing ourselves in the world of Blockchain and Stablecoins, and connecting it with real-world use cases.

As we continue to grow, we are seeking a Risk Officer & MLRO to lead the design, implementation and continuous enhancement of the Institution’s enterprise risk and financial crime frameworks, ensuring operations remain controlled, compliant and risk-aware while supporting sustainable growth. As a second line control function, the role provides independent oversight across enterprise risk, operational risk, AML/CFT, sanctions and financial crime, working closely with Chief Officers to embed risk and compliance into governance, operations and strategic decision-making. The role supports the Board and Committees through clear reporting, timely escalation and forward-looking insight on emerging risks. This role is Malta-based.

KEY RESPONSIBILITIES

Enterprise Risk Management

●        Develop & maintain the enterprise risk framework, incl. risk taxonomy, appetite, governance and escalation

●        Oversee key risk categories (operational, financial, technological, compliance and reputational)

●        Maintain the Risk Register, risk indicators and tolerance thresholds

●        Ensure risks are identified, assessed, monitored and mitigated effectively

●        Produce risk reporting and dashboards highlighting trends, exposures and control effectiveness

MLRO / Financial Crime

●        Act as MLRO and ensure compliance with AML/CFT, sanctions and financial crime obligations

●        Maintain and enhance the BRA, CRA, JRA and SRA frameworks

●        Oversee CDD/EDD, transaction monitoring, sanctions screening and escalation processes

●        Review and approve high-risk relationships and complex cases

●        Assess suspicious activity and submit STRs where required

●        Ensure compliance with EU sanctions, Travel Rule and crypto/EMT-specific requirements

●        Maintain audit trails, documentation and regulatory reporting standards

●        Lead AML/CFT training and awareness.

Governance & Oversight

●        Provide structured reporting to the Board and Committees

●        Perform or oversee effectiveness reviews of controls, policies and monitoring frameworks

●        Provide independent challenge to first line activities

●        Ensure alignment with the three lines of defence model

●        Escalate material risks, breaches and control weaknesses with clear remediation actions

Regulatory & External Engagement

●        Act as key contact for the FIAU on AML & STR matters

●        Support inspections, audits, licensing and regulatory requests

●        Engage with banking partners, auditors and service providers on risk and control matters

Leadership & Advisory

●        Lead and develop the risk and financial crime function

●        Provide guidance and training across the business

●        Support product, operations and technology teams in embedding controls by design

●        Promote a culture of accountability, transparency and controlled growth

Systems & Continuous Improvement

●        Oversee monitoring systems, screening tools and RegTech solutions

●        Drive improvements in data, reporting, automation and analytics

●        Stay informed of emerging risks, typologies and industry developments

JOB REQUIREMENTS

Profile  

●        Located in Malta

●        5+ years in risk, AML/CFT, compliance or related control functions

●        Experience in financial services, fintech, payments or digital assets

●        Strong understanding of EU regulatory frameworks (AML/CFT, sanctions, MiCA, PSD2)

●        Degree in relevant field (Law, Finance, Risk, Business)

●        Professional certifications (e.g. CAMS, ICA) preferred

●        Candidates with prior MFSA pre-approval (PQ) as MLRO and/or Risk Officer will be considered an advantage.

●        Strong leadership and stakeholder management

●        Ability to translate complex regulation into practical actions

●        Analytical, organised and able to operate in a fast-paced environment

●        High integrity, independence and sound judgement

WHAT WE OFFER

Next to a competitive salary you will get:

• Dynamic and collaborative work environment.

• A key role in a well-funded, visionary and growing international company.

• Opportunity to further shape a compliant and growing digital currency to the next level.

• Opportunities for career growth within a rapidly expanding industry.

• Flexible hybrid work opportunities.

• Sponsored learning opportunities.

Apply Now: