Money Laundering Reporting Officer (UK)
About Crossmint
Crossmint is the leading enterprise-grade, all-in-one stablecoin and wallet infrastructure platform enabling fintechs and enterprises to integrate stablecoin rails and smart wallets with speed, compliance, and scale.
Backed by Ribbit Capital, Franklin Templeton, NYCA, First Round, and Lightspeed Faction, with $23.6M raised in 2025. Trusted by more than 40,000 clients including global leaders such as MoneyGram, WireX, Toku, and more, Crossmint provides embedded smart wallets, on/offramps, cross-chain stablecoin orchestration, tokenization, and other blockchain primitives through simple, developer-friendly APIs that integrate in minutes and scale to millions of users.
In January 2026, Crossmint secured MiCA authorization from Spain's CNMV, becoming one of a select few stablecoin infrastructure providers fully licensed to operate across all 27 EU member states and held to the same regulatory standards as traditional financial institutions. Crossmint also powers the Republic of the Marshall Islands' first digital UBI program, backs MoneyGram's new stablecoin cross-border experience launching in LATAM, and recently partnered with WireX to expand multichain stablecoin payment infrastructure to non-EVM networks like Stellar.
The future of finance is stablecoin-native. Crossmint makes it easy to get there.
Location
Remote within the United Kingdom.
Type of Employment
Full-time
Salary range
70,000 - 100,000 GBP
Note: We determine candidate levels through insights gained during the interview process.
The Role
We are seeking an experienced and highly pragmatic Money Laundering Reporting Officer (MLRO) to join our growing global Financial Crime Compliance team.
This role will serve as the designated UK MLRO and Nominated Officer and will play a critical role in the development, implementation, and ongoing enhancement of Crossmint's UK AML/CTF, sanctions, fraud, and broader financial crime compliance framework.
You will report directly to the Head of Financial Crimes and work closely with Crossmint's Spain MLRO, Legal, Product, Engineering, AI/Automation, Risk, Operations, and executive leadership teams globally.
This is a highly hands-on role within a fast-paced startup environment. The ideal candidate is someone comfortable wearing multiple hats, operating with extreme ownership, building processes from the ground up, navigating ambiguity, and helping scale a modern compliance program alongside rapidly evolving crypto, stablecoin, AI, wallet, payments, and embedded finance products.
This role is expected to work closely with Product and Engineering teams to help design and operationalize scalable financial crime controls directly into Crossmintâs infrastructure, APIs, wallets, stablecoin, and on/off-ramp products.
What Youâll Do
Regulatory & MLRO Responsibilities
Serve as the approved UK Money Laundering Reporting Officer (MLRO) and Nominated Officer for Crossmint's UK operations
Act as the primary point of contact with the FCA, UK law enforcement, FIUs, banking partners, auditors, and regulatory stakeholders
Maintain oversight of the UK AML/CTF, sanctions, fraud, and financial crime compliance framework
Prepare and deliver MLRO Annual Reports, Board reporting, risk assessments, governance materials, and regulatory updates
Lead the development and maintenance of UK-specific AML/CTF policies, procedures, and controls aligned with Crossmint's global framework
Ensure compliance with applicable UK regulatory obligations, including the Money Laundering Regulations, POCA, sanctions requirements, Terrorism Act obligations, and broader FCA expectations
Monitor evolving UK and global cryptoasset, stablecoin, payments, AI, and financial crime regulatory developments
Support regulatory examinations, audits, licensing processes, independent testing exercises, and ongoing regulator engagement.
Support Board and senior management governance processes relating to AML/CTF, sanctions, fraud, and financial crime risk management
Financial Crime Program Oversight
Work with the global team to oversee and enhance Crossmint's transaction monitoring, sanctions screening, blockchain analytics, wallet screening, KYC/KYB, and suspicious activity reporting frameworks
Ensure appropriate controls exist across on-ramping, off-ramping, stablecoins, embedded wallets, payments, and cryptoasset-related products
Support implementation, tuning, governance, and optimization of compliance technology platforms, transaction monitoring systems, AI-enabled compliance tooling, and blockchain analytics solutions
Assist with the development of scalable AI-assisted operational workflows across onboarding, investigations, transaction monitoring, and case management functions
Support SAR investigations, decisioning, and regulatory reporting obligations where appropriate
Help implement and oversee risk-based CDD, EDD, perpetual monitoring, and trigger-based review programs
Conduct reviews, financial crime risk assessments, and control testing across the compliance program
Global & Cross-Functional Collaboration
Work closely with the Global Head of Financial Crimes and Spain MLRO to align UK requirements with Crossmint's broader global compliance strategy and framework
Partner closely with Product, Engineering, Operations, Legal, Security, and Fraud teams to embed financial crime controls directly into products and operational processes
Support UK licensing efforts, regulatory applications, audits, examinations, partner due diligence reviews, and independent testing exercises
Provide financial crime guidance, training, and subject matter expertise across the organization
Support strategic relationships with banking partners, payment processors, card networks, regulated counterparties, and infrastructure providers
Team Leadership & Operations
Help build and scale Crossmint's UK financial crime compliance capabilities over time
Support oversight of analysts, investigators, onboarding operations, and broader compliance operations functions where applicable
Assist with KPI/KRI reporting, operational metrics, staffing plans, prioritization frameworks, and governance reporting
Promote a strong culture of compliance, accountability, collaboration, innovation, and continuous improvement across the organization
Take a highly hands-on approach to problem solving, process building, investigations, tooling implementation, and operational execution
This is not a purely managerial role. The successful candidate should be comfortable remaining close to day-to-day operations, investigations, escalations, and program implementation.
What Weâre Looking For
Must-Haves
Significant experience in senior AML/Financial Crime Compliance roles at regulated financial institutions, fintechs, payment firms, cryptoasset businesses, or related financial services organizations
Experience operating at or supporting MLRO-level responsibilities within the United Kingdom
Strong understanding of UK AML/CTF, sanctions, fraud, and financial crime regulatory requirements
Experience engaging with regulators, auditors, banking partners, payment processors, and law enforcement requests
Experience with transaction monitoring systems, blockchain analytics platforms, sanctions screening tools, and investigations/case management systems
Strong understanding of risk-based AML frameworks and operational compliance program management
Builder mentality with comfort operating in ambiguous, rapidly evolving, and high-growth environments
Ability to operate independently while collaborating effectively with distributed global teams
Strong written and verbal communication skills across technical, operational, and executive audiences
Builder mentality with comfort operating in ambiguous, rapidly evolving, and high-growth environments.
Nice-to-Haves
Strong cryptoasset, blockchain, stablecoin, embedded finance, wallet infrastructure, payments, and/or on/off-ramping experience
Experience working within fast-paced startup or high-growth technology environments
Experience or familiarity with AI-enabled compliance tooling, automation frameworks, or AI-assisted investigations workflows
Familiarity with blockchain analytics tools such as TRM Labs, Elliptic, or similar platforms
Experience with transaction monitoring and investigations tooling such as Unit21 or similar platforms
CAMS, ICA, CFCS, or equivalent financial crime certifications is a plus.
Experience managing or mentoring compliance teams
Familiarity with crypto Travel Rule requirements, wallet risk management, and blockchain transaction monitoring frameworks.
Why Join Crossmint?
True Ownership: Act as the UK MLRO with real authority and influence over decisions.
High Impact: Shape the AML function of a rapidly scaling crypto-native fintech.
Regulatory Exposure: Engage directly with UK regulators in a space that is actively evolving.
Cross-Functional Role: Work closely with Product, Engineering, Legal, and Risk teams.
Career Growth: Opportunity to expand scope as Crossmint grows across the UK and Europe.
Compensation & Benefits
Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.
Stock options are part of every full-time offer. We want everyone here to be a genuine stakeholder in what we're building.
Unlimited, flexible PTO.
Flexible work schedule.
Company laptop and allowance for any necessary home equipment.
Three company-paid off-sites per year.
Local, flexible benefits.
Our Principles
Results and delivery: Ship high quality work fast.
Build for the long term: Build scalable, secure, and reliable solutions. Use AI.
Extreme Ownership: Be an effective Directly Responsible Individual (DRI). Be proactive.
Be a team player: Be an effective and kind colleague providing credible challenge. Be present and reliable.
Talent research indicates that women are often less inclined than men to apply for a role unless they have experience in 100% of the listed skills. However, this list is only a guide. We welcome your application even if you feel you meet around 75% of the requirements. At Crossmint, we believe skills can be learned, and diversity makes us stronger.
We work to foster a respectful environment where each person can be their authentic self, free from harassment, racism, and any form of discrimination. We proudly uphold our commitment to diversity and inclusion as an equal opportunity employer, and this policy applies to all employment practices within our organization.
Please note that Crossmint never conducts AI-based interviews, and all of our processes include an initial video call with a team member. Crossmint will not request your personal identification documents or any payment at any point during your interview process. Please stay vigilant about potential fraud. If you receive an email that claims to be from Crossmint but ends with any domain other than @crossmint.com, @crossmint.io or @paella.dev, it is not from us. We own these three domains listed before, and they are the only legitimate ones.
Please let our Talent Team know if you need any assistance completing any forms, or participating in the process.
Who will be in contact with you
Our People Ops team will be joining you throughout the entirety of the interview and onboarding processes. Feel free to reach out if you need anything!
Adolfo FernĂĄndez - Head of People Ops
Gloria Alogo - People Ops, Onboarding & Benefits
â ď¸ Please note that these are the only members of our People Ops team. Please remain vigilant and watch out for impersonators.
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- Locations
- United Kingdom
- Remote status
- Fully Remote
- Employment type
- Full-time