ClearBank is hiring a

Web3 Financial Crime - Due Diligence SME

About us

ClearBank was built on the belief that banking infrastructure would no longer slow down progress. Instead, it’s the catalyst that unlocks the potential to innovate. That’s why our clients — financial institutions from fintech’s and crypto platforms, to banks and credit unions — use our API to power their banking infrastructure.

But we wouldn’t be ClearBank without our people. They’re what powers our innovative technology and the reason we love what we do every day. We’re a group of spirited people who are never afraid to challenge the norm – becoming stronger, more energised, and that much better when we’re together. It’s our belief in fairness, autonomy and choice that means our people are empowered with the tools to learn, grow, and contribute to ours and our clients’ success. Interested in joining us? Read on or visit our website for more information.

About you

You’ll be joining the Onboarding and Ongoing team as a Financial Crime - Due Diligence SME. Reporting to the Head of Onboarding and Ongoing Due Diligence, you’ll be a part of a fast-growing business that is challenging the market and doing things differently.

As a Financial Crime - Due Diligence SME, you will be partnering with the Head of Onboarding and Ongoing Due Diligence and the respective teams with the day-to-day operations and ongoing projects.

The key focus of the role will be to provide subject matter expertise across the due diligence teams harmonising the processes and decisions taken on cases regarding risk-based approaches. This role will be instrumental in the shaping and scaling of the due diligence function here at Clear Bank. With the fast pace of growth here at ClearBank, the individual will also act as SME for all due diligence related projects and support on all MI and Governance related responsibilities.

The role will also require you to work closely with 2nd Line of Defence/MLRO, Quality Assurance/Control and departmental heads across the business with exposure to managing Senior Stakeholders.

And you’ll be joining the #14 fastest-growing tech company in the UK, according to Deloitte Fast 50.

You will be

The successful candidate will need to have strong technical knowledge, and the ability to assess and question the adequacy of E2E Financial Crime Systems and Controls frameworks implemented by prospect and current Clients at Clear Bank. Experience relating to Correspondent Banking Financial Crime risk assessments is highly desirable. MI, Governance reporting and related project work is also highly desirable. Previous exposure dealing with High and Very High-Risk Clients, including those with Crypto asset and those who pose downstream related risk would be beneficial. You should be comfortable working in a fast-paced environment, managing numerous concurring priorities, and be well versed in preparing documentation to be presented to Senior Stakeholders.

Responsibilities will include:

• Working with the Head of Onboarding and Ongoing Due diligence to deliver on strategy
• Providing controls testing across Onboarding and Ongoing due diligence processes
• Working with internal tech teams to build and define requirements to assist with automating processes whilst upholding our financial crime related responsibilities
• Managing findings/actions established by internal audit, QA, QC and assisting with closing any open actions
• Providing general SME support and oversight to Onboarding and Ongoing Due Diligence teams making sure we remain within risk appetite and are applying sound risk-based approaches when necessary
• Work in collaboration with 2nd Line of Defence and Financial Crime Intelligence teams to support the updating and embedding of new policies into procedural documents. This will also include writing procedural improvements for 2nd Line of Defence for approval
• 1st point of escalation on exceptions and internal procedure queries relating to Financial Crime and Due Diligence matters
• Assist with onboarding new starters to Due Diligence teams
• Manage MI & Governance commitments for all Due Diligence related activities
• Knowledge share and ongoing team training and SME support
• Work on Ad-hoc Interdepartmental requests from Financial Crime Intelligence team
• Conduct site visits, when necessary
• Monitor conditions and restrictions applied to clients post onboarding
• Support Analysts on client MLRO interviews, where deemed necessary

What we are looking for

• Strong presentation skills including power point slide creation
• Strong excel skills (manipulating and representing data.)
• Strong knowledge of anti-financial crime regulatory requirements in the EU and UK
• At ease working with senior management and Executives in an SME capacity
• Holds relevant professional FCC qualifications
• Able to multi-task and manage and work to tight deadlines

• Proven technical knowledge in any of the following: Correspondent banking customers and products, including different payment schemes and payment channels / Non-banking Financial Institutions such as MSBs, electronic money, APIs, merchant acquirers / Crypto currencies and crypto-assets business ideally from a cryptocurrency firm
• Well-versed in handling complex customer typologies and Due Diligence escalations
• The ability to adequately consider both operational effectiveness and customer experience
• Excellent communication and inter-personal skills
• Strong attention to detail and good judgment
• Proactive and keen on taking the initiative
• Strong work ethos and dedication

About what we offer

• At ClearBank we have a flexible working philosophy, empowering our employees to manage their time in a way which allows them to meet both work and personal commitments, in partnership with their line manager
• Spacious and well-equipped new offices in London and Bristol
• 27 days annual leave per year, plus flexible bank holidays
• The option to work outside of the UK for up to 30 days per year
• Regular company-wide socials
• Take a couple of days per year to volunteer with your chosen charity to do something bigger than ClearBank
• Private healthcare through Healix and discounted Bupa dental cover, with employee healthy living perks and discounts through YuLife
• Enhanced family-friendly leave
• Plus, you’ll have the opportunity to join an innovative team that’s building a bank fit for the future! 🚀
  
  

The legal bit

By submitting your CV, you confirm that you can demonstrate you have the right to work in the UK. Regretfully we are not in a position to sponsor applicants for immigration purposes at the current time. By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage, and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.

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