Vivid Money is hiring a

Compliance Officer - Crypto (m/f/d)

Vivid Money is an innovative FinTech start-up that offers a unique mobile banking app at your fingertips. Whether it’s payments, transfers, multi-currency accounts for your travels, spendings reports, split bills — with Vivid, managing all your finances and investing your money is easy, flexible, and 100% transparent. We are lookin for a Compliance Officer - Crypto.

Product Compliance

• Manage and maintain Vivid’s Virtual/Crypto Asset compliance program to ensure ongoing compliance with applicable laws, regulations, and best practices with initial focus on AML/CFT compliance
• Provide subject matter expertise and guidance on compliance laws and (licensing) regulations with regards to CASPs/VASPs across the EEA
• Participate in new product development meetings to address compliance issues
• Stay current with industry best practices and guidance related to VASP/CASP regulatory compliance
• Take on compliance reviews of potential listings, perform diligence on project teams and product use cases, and evaluate related risks
• Execute on a methodology for rating assets; Deliver on quality objectives and liaise with compliance, risk and operations teams to share insights to support asset monitoring

AML/CFT Compliance

• Draft and Implement the Company’s AML/CFT policies and procedures
• Liaise with the Financial Crime team to ensure that sufficient CDD has been requested and obtained on customers in accordance to their risk rating, as well as to properly assess whether the customer is involved in ML/FT
• Review and further investigate adverse media, PEP and sanction-related escalations
• Extract and compile customer data required for the submission of external (STR/SAR) reports with the regulatory authority and responding to Law Enforcement Requests
• Ensure proper and timely handling of internal unusual activity reports

Regulatory Compliance

• Support implementation of technology solutions and process automations efforts to improve workflow visibility, enhance controls and improve process efficiency
• Responsible for efficiently identifying, tracking, and remediating compliance issues, together with the business
• Assist with the periodic review of policies and training ensuring they are compliant with the applicable regulatory regime in scope
• Manage internal compliance operational controls, carry out independent reviews and examinations as required; manage the proper follow up of any issues identified
• Work with management and staff to ensure that the business implements and maintains suitable systems and controls to meet regulatory requirements
• Assist in responding to law enforcement requests and inquiries
• Prepare compliance audit data by compiling and analysing internal information
• Liaise with other departments to prepare data required for the submission of reports requested by the regulating authorities
• Create executive-facing reports and presentations regarding compliance matters, team KPIs and accomplishments

What you'll need to be successful:

• At least 3 years of experience in regulatory compliance, preferably in virtual assets/investments/payments/banking is required
• Must be hands on, with an entrepreneurial mindset
• Strong understanding of applicable payments/banking laws and regulations with regard to virtual assets
• Strong understanding of compliance risk management principles
• Experience working in a technology and financial environment and has a track record of quickly ramping up on complex projects/environments
• Excellent communicator who can influence a wide range of stakeholders, facilitate training to large groups, and is comfortable presenting to senior leaders
• Excellent written and spoken English skills. Italian is considered a big plus
• Based in EU ( based in Italy is considered a plus)

• Opportunity to participate in the building of a new and innovative company
• Attractive company health insurance and pension schemes
• Access to a Nilo.health free membership
• Great working atmosphere in a motivated and dynamic team
• Opportunities to learn and grow together with the company
• Attractive learning budget to keep developing professional skills
• The core team you will be working in is located in Berlin, Amsterdam and Italy among with other countries, but working remotely is possible

At Vivid Money, we are committed to nurturing an inclusive environment, where all Vividians feel valued, respected and supported. We are dedicated to building a unique workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of ethnicity, religion, sex, origin, disability, personal status, citizenship, or gender identity. We are proud to be an equal opportunity workplace.

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