Coinflow Labs is hiring a

Web3 AML & Fraud manager

About Coinflow

Coinflow is a trailblazing startup headquartered in Chicago, dedicated to revolutionizing payments. We enable merchants and marketplaces to accept global payment methods with instant settlement and fraud guarantees. Over the past year and a half, we’ve become a leader in the digital payments ecosystem—powering the next generation of online commerce through speed, trust, and innovation.

Join us to help shape the future of payments in a dynamic, collaborative, and fast-paced environment where your work directly drives customer success and company growth.

The Role

Lead our financial crimes program. You'll build the team, establish investigation frameworks, and create scalable processes that protect our platform as we grow. This is a high-impact role combining strategic leadership with hands-on execution across AML and fraud in a fast-paced fintech environment.

What You'll Do

• Build and lead the team – Hire, train, and manage AML & fraud analysts and investigators, establishing a culture of excellence and accountability
• Run daily financial crimes operations – Oversee merchant due diligence, transaction monitoring, alert disposition, case investigations, and SAR/CTR filing
• Lead AML and fraud mitigation strategies - Lead the development, testing, and deployment of new fraud and AML risk rules. You will be responsible for monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats.
• Drive performance through metrics – Design KPI frameworks, track operational efficiency, create executive dashboards, and report program effectiveness to leadership and the Board
• Establish governance – Maintain AML policies, investigation protocols, quality assurance processes, and regulatory documentation
• Ensure compliance – Stay current on BSA/AML, FinCEN, OFAC, and state money transmitter requirements; serve as liaison during regulatory examinations
• Collaborate cross-functionally – Partner with Risk, Product, Engineering, and Operations to build scalable compliance solutions and optimize workflows
• Investigate complex cases – Lead investigations involving cryptocurrency transactions, blockchain analysis, payment fraud, and emerging fraud typologies
• Identify and mitigate risks – Implement risk indicators to detect emerging threats and operational vulnerabilities before they escalate

Required Qualifications

• 5+ years managing AML and fraud teams in fintech, payments, banking, or financial services
• Expert knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, and money laundering typologies
• Proven track record building scalable operations, managing to SLAs, and driving team performance through metrics
• Experience developing KPI frameworks and reporting program effectiveness to executives and boards
• Strong analytical skills with ability to work with data and make evidence-based decisions
• Understanding of payment processing, merchant acquiring, and transaction risk
• Excellent communication skills and comfort operating in ambiguous, fast-paced environments

Preferred Qualifications

• CAMS, CFCS, or ICA certification
• Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)
• Experience developing and maintaining transaction monitoring systems and case management platforms
• Experience with SQL and business intelligence tools (e.g., Tableau, Looker).
• Background in high-growth payment companies or fintech startups
• Experience building AML and fraud programs from the ground up
• Bachelor's degree

Why Join Coinflow?

• Build from the ground up – Shape our financial crimes program with significant autonomy and executive visibility
• High-growth opportunity – Join during a pivotal phase with room to expand your team and scope
• Cutting-edge work – Operate at the intersection of compliance, crypto, and innovative payment technology
• Competitive package – Strong salary, equity, comprehensive benefits, and professional development support
• Collaborative culture – Work with talented, mission-driven people building the future of payments

Location: Chicago