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Payment Operations Associate
What you'll do
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Process and monitor daily transactions, including PESONet and InstaPay transfer. Ensuring accuracy, completeness, and timely resolution of any discrepancies.
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Monitor dashboards and alerts to flag unusual transaction activity or system issues, escalating to the appropriate team when needed.
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Support reconciliation activities by validating transaction records against partner and bank reports, and following up on unmatched or pending items.
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Assist with exception handling and basic settlement tasks, coordinating with internal teams and external partners to resolve issues promptly.
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Coordinate with banks, e-wallets, and payment partners on routine day-to-day operational concerns.
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Maintain accurate documentation of daily operational activities, incidents, and resolutions.
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Support testing and validation efforts for new payment features, partners, or process changes.
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Follow internal controls, compliance requirements, and standard operating procedures related to fiat money movement and customer transactions.
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Perform ad hoc tasks and assist with smaller-scale projects under the broader Coins.ph Payments Operations initiatives.
What we expect from you
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1-3 years of experience in payments operations, banking operations, fintech, or transaction processing roles.
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Exposure to or familiarity with PESONet and InstaPay payment rails is an advantage.
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Bachelor's degree in a relevant field (Business, Finance, Operations, or similar).
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Detail-oriented with strong analytical and problem-solving skills.
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Proficient with Google Suite, Excel, and operational dashboards.
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Good communication skills in both English and Filipino.
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Reliable, organized, and able to work well in a fast-paced environment with shifting priorities.
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Proficiency in leveraging AI productivity tools (e.g., Claude, ChatGPT) to streamline operational workflows, automate routine tasks, and enhance overall efficiency preferred.