| Job Position | Company | Posted | Location | Salary | Tags |
|---|---|---|---|---|---|
Binance | Hong Kong, Hong Kong |
| |||
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Operations Associate (Binance Pay & Card)
Job Overview
The successful candidate will own end-to-end operational processes, Finance and Merchant operations for Binance Pay & Card — ensuring accurate, timely settlement and reconciliation, proactive chargeback management, account management and growth. The individual will work across multiple markets globally and collaborate closely with Product, Risk, Compliance, Finance teams as well as external stakeholders.
Responsibilities
Card operations
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Monitor and improve card program key metric ratesÂ
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Support card growth initiatives and marketing
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Work with stakeholders to investigate and resolve any operational issues
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Own the end-to-end card chargeback lifecycle: intake, investigation, representment and resolution with users and relevant stakeholders
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Track chargeback trends and root-cause insights to maintain acceptable level of the chargeback ratioÂ
Finance operations
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Perform daily/weekly/monthly reconciliation and resolve discrepanciesÂ
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Maintain reconciliation logs, escalate aged exceptions per SLAÂ
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Support fund transfers, payments and ensure smooth program operations
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Monitor payment success rates and failure categorisationÂ
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Assist in month-end close procedures and reporting
Merchant operations
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Manage onboarding workflows for new Pay and Card merchantsÂ
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Maintain onboarding trackers and ensure data hygiene to ensure compliance across merchants
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Serve as contact point for assigned merchant accounts
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Prepare merchant performance reports and QBR materials to achieve targets
 Cross-Functional & General
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Conduct data analysis to support growthÂ
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Build and maintain operational reporting templates for card KPIs, settlement metrics, and merchant health
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Contribute to SOP creation, process documentation, and playbook maintenance
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Participate in UAT and operational readiness testing for new product launches
Requirements
- Minimum 3 years of experience in a payments, fintech, or banking operations role
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Hands-on experience with card products (credit, debit, or prepaid) strongly preferred
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Familiarity with chargeback/dispute resolution processes (Visa/Mastercard rules is a plus)
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Strong analytical skills with proficiency in Excel/Google Sheets; SQL or BI tool experience is a plus
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Self-organised with high attention to detail; able to manage multiple workstreams independently
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Excellent written and verbal communication skills in English
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High accountability — comfortable owning outcomes, not just tasks
Preferred Qualifications
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Experience working in a crypto, Web3, or digital asset environment
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Exposure to merchant operations or B2B account management in a payments context
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Understanding of FX settlement mechanics, clearing cycles, or card network economics
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Experience with Tableau, Looker, Metabase, or equivalent BI tools