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Java Backend Engineer – Fiat Payment Channels
Responsibilities
- Design and develop integrations with banks, card networks (Visa/Mastercard), and payment service providers
- Build and maintain high-availability, high-concurrency payment processing systems
- Develop core payment modules including channel routing, clearing, reconciliation, and settlement
- Collaborate with cross-functional teams (product, risk, compliance) to deliver reliable payment solutions
- Participate in code reviews, system design discussions, and technical troubleshooting
- Continuously optimize system performance, stability, and scalability
Requirements
- 3–5 years of Java backend development experience
- Proficiency in Spring Boot, MyBatis, and common distributed system components (Redis, MQ, etc.)
- Experience integrating with third-party payment channels, banking APIs, or card payment systems
- Understanding of payment flows: authorization, clearing, settlement, reconciliation
- Fluency in English is required to be able to coordinate with overseas partners and stakeholders. Additional languages would be an advantage.
- Experience at fintech platforms is a strong plus
- Experience with high-concurrency, high-availability distributed system design
Nice to Have
- Experience with Visa/Mastercard acquiring or card issuing systems
- Knowledge of PCI-DSS or financial compliance standards
- Crypto industry background
What does a Java developer in web3 do?
A Java developer in web3 would likely be focused on developing applications that use the Java programming language in the context of the web3 technology stack
Web3 is a collective term used to refer to the next generation of decentralized, blockchain-based technologies that are aimed at creating a more open and secure internet
In this context, a Java developer would be responsible for writing code that interacts with web3 technologies, such as decentralized applications (DApps) and smart contracts, to create new tools and services that run on the blockchain
This could involve working with cutting-edge technologies such as Ethereum, which is a popular blockchain platform that uses the Java programming language, as well as other web3 technologies and frameworks.