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MoonPay
$210k - $270k
United States (East Coast Time Zone) - Remote

Product Counsel

New York - Hybrid / United States (East Coast Time Zone) - Remote / United States - Remote
Legal โ€“ Legal /
Full Time /
Hybrid

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About MoonPay

MoonPay is for builders with something to prove.

This isn't a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stablecoins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. 30M+ customers and 500+ ecosystem partners run on us. Licensed in the U.S. Regulated across the UK, EU, Canada, and Australia.

AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters.

You'll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together.

The bar is high. The pace is real. We're building for what's next, for humans and agents.

Recent recognition:
Forbes' America's Best Startup Employers 2026 . 2nd in Crypto Services on Fortune's inaugural Crypto 100,ย 
The Sunday Times Best Places to Work two years running.

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.

______________________________________________________________________________________________________

About the Opportunity โœ๏ธ

MoonPay is looking for a Product Counsel to be the dedicated legal partner for MoonPay's expanding product suite. This is a rare, high-impact role covering two interconnected mandates: our DeFi products - DEX routing and aggregation, non-custodial wallet infrastructure, and AI-powered agent integrations - and our regulated crypto asset services, including crypto-asset exchange services, digital asset custody, stablecoin issuance, and stablecoin card services.

You will work closely with product, compliance, and regulatory strategy - advising on new features from whiteboard to launch, navigating the complex interface between MoonPayโ€™s regulated entity footprint and decentralized protocol integrations, and building the legal frameworks that allow our teams to move fast without breaking things.ย 

This role demands genuine fluency across both worlds. You will be expected to develop well-reasoned, risk-calibrated views quickly, communicate them clearly, and be a true thought partner to engineering and product - not just a gatekeeper.

What you will doโ€ฆ

Product legal coverage

  • Serve as a primary legal partner for MoonPay's DeFi product teams, providing full product lifecycle counselling from ideation through development, launch, and iteration.

  • Advise on the legal and regulatory characterisation of DEX routing, smart order routing, and aggregation features across multiple chains and jurisdictions โ€” including analysis of SEC, CFTC, and FinCEN frameworks.

  • Provide legal coverage for MoonPay's non-custodial wallet products, including MPC key management architecture, chain abstraction, self-custody user flows, and associated consumer protection obligations.

  • Advise on AI agent and autonomous payment integrations โ€” including the legal treatment of agentic transaction flows, user authorisation frameworks, and the evolving regulatory landscape for AI-driven financial services.

  • Provide product legal support for the launch of digital asset services by our regulated entities โ€” working alongside entity-specific regulatory counsel to ensure that new product features are scoped and built consistently with the licensing conditions in each market.

Regulatory navigation

  • Navigate the interface between MoonPay's licensed regulated entities โ€” including our US money transmission licenses and NYDFS BitLicense and trust company charter โ€” and non-custodial and decentralized product features.

  • Support business lines with products and services regulated by the Fed, OCC, SEC, CFTC, CFPB, and potentially other federal regulatory bodies, and how those products and services interact with MoonPayโ€™s suite of decentralized products

  • Monitor and assess regulatory developments across key jurisdictions as they apply to MoonPayโ€™s suite of products, and translate these into actionable product guidance.

  • Partner with Regulatory Affairs and contribute to MoonPay's regulatory strategy on emerging product areas, including engagement with external counsel and regulatory stakeholders where relevant.

  • Advise on the regulatory characterisation of new products, services, and asset types, as well as other regulated activities as MoonPayโ€™s product suite expands, including analysis of whether new products require licensing modifications or new applications in existing or new jurisdictions.

Commercial and operational

  • Draft, review, and negotiate a wide range of commercial agreements supporting MoonPayโ€™si product development: protocol integration agreements, API and SDK licences, routing and liquidity provider arrangements, and partnership documentation.

  • Advise on and draft terms of service, user disclosures, and consumer protection documentation for DeFi-facing product features.

  • Develop scalable legal review frameworks and playbooks that enable the product and compliance teams to self-serve on routine product questions.

  • Work cross-functionally with Legal, Compliance, Risk, Regulatory Affairs, and Engineering to build the internal knowledge and process infrastructure needed to support a rapidly expanding DeFi product portfolio.

About You ๐Ÿ™‹

What you will needโ€ฆ

  • JD (or equivalent) and active bar membership in at least one jurisdiction.

  • 6+ years of legal experience, including meaningful in-house experience at a crypto, DeFi, fintech, or regulated financial services company.

  • Deep, working understanding of DeFi: how DEXs and AMMs operate, what smart order routing involves, how non-custodial wallets and MPC key management work, and how smart contracts are used in protocol integrations.

  • Solid grounding in the US regulatory frameworks most relevant to DeFi products: FinCEN money transmission and MSB analysis, SEC securities regulation, CFTC commodity derivatives regulation, and NYDFS requirements for licensed entities.

  • Experience providing product lifecycle legal advice directly to engineering and product teamsย 

  • Excellent communications skills โ€” the ability to deliver crisp, practical legal advice and synthesise complex regulatory constructs succinctly, especially where the law is unsettled or its application to novel technology is unclear.

  • High comfort with legal ambiguity, risk-adjusted thinking, and fast-paced environments where the right answer is not always obvious.

What would be greatโ€ฆ

  • Experience advising on MPC, threshold signature schemes, or other non-custodial key management architectures.

  • Familiarity with AI agent architectures and the legal frameworks emerging around autonomous financial transactions.

  • Experience with on-chain protocol governance, smart contract audit processes, or open-source software licensing in a crypto context.

  • Familiarity with crypto asset custody regulation and card program legal frameworks.

  • Exposure to prediction markets, on-chain derivatives, or structured DeFi products (e.g., Polymarket, Hyperliquid, GMX, or comparable protocols).

  • Experience supporting the launch of novel regulated financial services, including licensing strategy, product scoping for regulatory compliance, and ongoing licence condition management.

  • Prior experience drafting or advising on protocol integration agreements, liquidity provider arrangements, or similar DeFi commercial documentation.

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learnt, diversity cannot.

Please let us know if you require any accommodations for the interview process, and we'll do our best to provide assistance.

Salary Range: $210,000 - $270,000 USD

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Benefits & Perks ๐Ÿ’ก

  • ๐Ÿ’ฐ Competitive salary package

  • ๐Ÿค Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay

  • ๐Ÿ“ˆ Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards

  • ๐Ÿš€ Moonshot award: we honor exceptional impact. 10 employees twice a year, each earning a $250,000 equity grant

  • ๐Ÿ“ŠPension: employer contributions from day one

  • ๐ŸŽEmployee referral program: refer great people, earn 10K in USDC

  • ๐Ÿ Flexible Time Off: choose when to work and when to switch off

  • ๐ŸŽ‚ Birthday leave: take the day off to celebrate you

  • ๐Ÿผ Enhanced parental leave: more time with family, no second thought

  • ๐ŸŒ Hybrid working schedule: work fully remotely or from your nearest Moonbase

  • ๐Ÿš† Commuter benefits: public transport to and from the office

  • ๐Ÿฉบ Private healthcare benefits: to protect you and your loved ones

  • ๐Ÿง˜ Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership

  • ๐Ÿค– Unlimited enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next

  • ๐Ÿฑ Lunch credit: meals covered on the days you're in the office

  • ๐Ÿช‘ Home office setup allowance: build the home office of your dreams

  • ๐Ÿ‘› Remote working allowance: those working fully remotely get a little extra for utilities

  • ๐ŸŒ• Monthly product budget and zero-fee crypto transactions

  • ๐Ÿ“š $1,000 Annual training budget: we support your learning journey

  • ๐ŸŽฏ High Potential Program: structured development, mentorship, and stretch opportunities

  • โœˆ๏ธ Regular remote company offsites: high-impact in-person sessions and hackathons

  • ๐Ÿšฒ (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit

  • ๐Ÿ”Œ (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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How much do crypto jobs pay?

The salaries for cryptocurrency jobs vary widely depending on the specific role, industry, location, experience, and other factors

However, in general, cryptocurrency jobs tend to pay relatively well compared to other industries

Here are some examples of average salaries for popular cryptocurrency jobs:

  1. Blockchain Developer: The average salary for a blockchain developer in the US is around $105,000 per year, with salaries ranging from $60,000 to $180,000 per year.
  2. Cryptocurrency Analyst: The average salary for a cryptocurrency analyst in the US is around $85,000 per year, with salaries ranging from $50,000 to $135,000 per year.
  3. Cryptocurrency Trader: The average salary for a cryptocurrency trader in the US is around $95,000 per year, with salaries ranging from $40,000 to $180,000 per year.
  4. Marketing and PR Manager: The average salary for a marketing and PR manager in the US is around $77,000 per year, with salaries ranging from $43,000 to $128,000 per year.
  5. Crypto Lawyer: The average salary for a crypto lawyer in the US is around $120,000 per year, with salaries ranging from $70,000 to $200,000 per year.

Is crypto jobs legit?

Yes, cryptocurrency jobs are generally legitimate, and the industry has created many job opportunities over the years

As the cryptocurrency industry has grown, it has attracted a significant number of legitimate businesses and organizations that require talented individuals to work in various roles, such as blockchain development, cryptocurrency analysis, trading, marketing, public relations, law, and compliance, among others

However, as with any industry, there are also fraudulent job postings and scams that try to take advantage of people looking for work

It is essential to be cautious and thoroughly research any company or job opportunity before applying or accepting a position

You should always verify that the job posting is from a legitimate company and never provide sensitive personal or financial information without ensuring that the opportunity is genuine

To avoid scams, you can do the following:

  1. Research the company before applying for a job or accepting a job offer. Check the company's website, social media, and reviews to ensure that it is legitimate.
  2. Verify the job posting and contact information. Ensure that the email, phone number, or website listed in the job posting is valid.
  3. Don't pay for a job or training. A legitimate company will not ask you to pay for a job or training.
  4. Be wary of job offers that sound too good to be true. If a job offer promises a high salary or unrealistic benefits, it could be a scam.

What careers are there in crypto?

The market of cryptocurrency jobs has grown rapidly in recent years, creating a wide range of career opportunities in various sectors

Here are some of the careers in crypto that you can explore:

  1. Blockchain Consultant: Consultants offer advice to businesses and organizations that are exploring the implementation of blockchain technology. They help with strategic planning, implementation, and optimization.
  2. Blockchain Developer: Developers are responsible for creating and maintaining blockchain-based applications and smart contracts. They need to have experience in coding languages like Solidity, C++, and Python.
  3. Crypto Compliance Officer: These professionals ensure that businesses operating in the crypto industry comply with relevant laws and regulations.
  4. Crypto Journalist: A journalist who specializes in reporting on cryptocurrencies and the blockchain industry. They write news articles, feature stories, and analysis.
  5. Crypto Lawyer: Lawyers who specialize in the crypto industry help navigate complex regulatory and legal frameworks.
  6. Cryptocurrency Analyst: An analyst researches and analyzes cryptocurrencies and the market trends. They provide insights on trading, investments, and risk management.
  7. Cryptocurrency Educator: Educators help individuals and businesses understand the concepts and technicalities of cryptocurrencies and the blockchain technology.
  8. Cryptocurrency Trader: Traders buy and sell cryptocurrencies on exchanges, making profits by predicting market movements.
  9. Marketing and PR Manager: These professionals are responsible for promoting crypto projects, managing the brand's online presence, and building community engagement.

Can you make a career out of cryptocurrency?

Yes, it is possible to make a career out of cryptocurrency

The cryptocurrency industry has grown rapidly in recent years, and there are now many job opportunities available in various sectors related to blockchain and digital currencies

Some of the most common career paths in cryptocurrency include blockchain development, cryptocurrency trading, cryptocurrency analysis, marketing and public relations, and cryptocurrency journalism

There are also roles in cryptocurrency consulting, law, and compliance, among others

To pursue a career in cryptocurrency, it is important to have a strong understanding of the technology and how it works

This may require education or training in computer science, economics, or finance, depending on the specific career path you choose

Additionally, keeping up with the latest developments in the industry is crucial to stay competitive and relevant

As with any career, success in the cryptocurrency industry also requires a strong work ethic, dedication, and a willingness to continuously learn and adapt to new developments

While the industry is still relatively new and rapidly evolving, it has the potential to offer exciting and rewarding career opportunities for those who are passionate about the technology and willing to put in the effort to succeed.

What is crypto jobs?

Crypto jobs refer to employment opportunities in the cryptocurrency industry

This can include jobs related to the development of cryptocurrency technology, such as blockchain development, as well as jobs in crypto-related companies, such as exchanges or payment processing firms

Some examples of crypto jobs include blockchain engineers, crypto traders, and compliance specialists

These jobs often require specialized knowledge and expertise in the field of cryptocurrencies and blockchain technology.