Fintech Jobs in Web3

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Augmented
$84k - $150k estimated
FL Miami US

Our fintech client is hiring a senior Go engineer to build the backend services that move money and digital assets on-chain, based in Miami, FL.


About the company

Our client is a fast-growing fintech building financial infrastructure that connects traditional payment rails with blockchain networks. Their platform handles payments, settlement and digital-asset movement for institutional and consumer customers, in a regulated environment where correctness and security come first.


About the role

You will design and own core backend services in Go: ledgers, payment and settlement flows, wallet and custody integrations, and the services that read from and write to public blockchains. You will work closely with product, compliance and security, and help set engineering standards as the team grows. This is a hands-on senior role with real ownership of systems that move money.


What you'll do
  • Design, build and run high-throughput, low-latency backend services in Go for payments, settlement and digital-asset transfers
  • Build and maintain double-entry ledger and reconciliation systems that keep on-chain and off-chain balances in sync
  • Integrate with blockchain networks (EVM chains and others) through nodes and RPC providers: transaction construction, signing, broadcasting, confirmation tracking, reorg handling and event indexing
  • Integrate with custody and wallet providers (MPC or HSM-based key management) and with banking and payment partners
  • Design clean, versioned APIs (REST / gRPC) and event-driven flows (Kafka or similar) with idempotency, retries and exactly-once semantics where money is involved
  • Own reliability: observability, alerting, on-call, incident response and post-mortems for the services you build
  • Build in security and compliance from the start: audit trails, access controls, AML / KYC and travel-rule touchpoints, SOC 2 controls
  • Review code, mentor engineers and drive technical design for new products

What you bring
  • 6+ years of backend software engineering, with 3+ years writing production Go (concurrency, goroutines and channels, profiling, testing)
  • Hands-on experience building on blockchains: interacting with nodes and RPC, constructing and signing transactions, smart-contract integration, indexing on-chain data
  • Experience building financial systems where accuracy matters: payments, ledgers, trading, settlement or reconciliation
  • Strong grasp of distributed systems: consistency, idempotency, message queues, failure handling
  • Solid SQL and data modeling (PostgreSQL or similar) for transactional workloads
  • Production experience on cloud infrastructure (AWS or GCP), Docker and Kubernetes, CI/CD
  • Security-first mindset around keys, secrets and sensitive financial data
  • Clear written and verbal communication; comfortable owning decisions and working with non-engineering stakeholders
  • Authorized to work in the US and able to work from Miami, FL [Green Card or Citizenship only, no H1B sponsorship available]

Nice to have
  • Solidity or Rust, or experience auditing and testing smart contracts
  • Stablecoin, on/off-ramp, tokenization or cross-border payments experience
  • Work with MPC custody providers (e.g., Fireblocks) or HSM-based key management
  • Layer-2 / rollup, Solana or Cosmos SDK experience
  • Familiarity with regulatory frameworks: MSB / money transmission, AML / KYC, travel rule, SOC 2, PCI DSS
  • Open-source contributions to Go or blockchain projects
  • Prior startup or scale-up experience

Tech stack

Go · PostgreSQL · Redis · Kafka · gRPC / REST · AWS (or GCP) · Kubernetes · Terraform · Ethereum / EVM chains · go-ethereum · Datadog / Prometheus

What is the work of fintech?

Fintech (short for financial technology) refers to the use of technology to innovate and improve financial services

Fintech companies develop and offer various financial products and services that are often more convenient, affordable, and accessible than traditional financial services

Fintech in Web3 is focused on developing decentralized financial (DeFi) applications that enable peer-to-peer financial transactions without intermediaries such as banks or other financial institutions

These DeFi applications are built on blockchain technology, which provides transparency, security, and immutability to financial transactions

Some of the common areas of fintech include:

  1. Payment and money transfer services: Fintech companies offer online payment solutions, mobile wallets, and digital currency exchanges to facilitate the transfer of money between individuals or businesses.
  2. Personal finance and wealth management: Fintech companies provide online investment platforms, robo-advisors, and financial planning tools to help individuals manage their money and invest in a more efficient way.
  3. Lending and financing: Fintech companies offer various loan and financing options, such as peer-to-peer lending, crowdfunding, and invoice financing, which are often more flexible and accessible than traditional bank loans.
  4. Insurance: Fintech companies offer innovative insurance products and services, such as peer-to-peer insurance and usage-based insurance, that are tailored to meet the needs of customers.
  5. Decentralized exchanges (DEXs): These are platforms that enable peer-to-peer trading of cryptocurrencies without intermediaries. DEXs use smart contracts to execute trades automatically and securely on the blockchain.
  6. Decentralized lending platforms: These platforms use smart contracts to enable peer-to-peer lending without intermediaries. Borrowers can access loans without going through a traditional bank or financial institution, while lenders can earn interest on their funds.
  7. Decentralized insurance platforms: These platforms use smart contracts to automate the claims and payout process, reducing fraud and increasing transparency.
  8. Decentralized identity solutions: These solutions use blockchain technology to create a secure and decentralized identity system, enabling users to control their own data and identity.